I didn’t receive an unemployment payment this week. A few weeks ago, I filled out a form and was notified I’d been approved for an extension. And then, even though I still had money left on my old claim to keep me going into January, I was given the same form to fill out again. Then after that I learned I could file this upcoming Sunday, but with no guarantee that I’ll receive a deposit. Was this supposed to be some sort of waiting week period? Did I answer a question wrong? Was this all some sort a data base hiccup?
I had helped a person in their home office for a few hours this week and expected to get a check for $90 when I saw him on Friday. But there was a family emergency, and I won’t see him until Monday.
The thing is I thought my checking account was still hunky-dory. In fact, on Thursday when I wrote checks for the phone and water bills I paid extra, so when I got around to balancing the checkbook doing the subtraction would be easier.
On Friday, I shopped for my family ornament exchange. I used my bank card to purchase an angel ornament for my sister and a little snowman and Santa for myself. Then I withdrew $60 from the ATM and found a glass bell ornament for my mom. I also bought a venti coffee frapaccino and a Pick4 ticket for myself.
However, when I got home and started to balance my checkbook and see how close to zero I was getting, I learned that–with the mailed, not-yet-cleared checks–my checking account ended up being about forty-six dollars overdrawn.
Well, of course, the first thing I did was check and see if my Pick4 ticket was a winner. Nope, it wasn’t. Darn you, cute little snowman and Santa, even though you were 20% off. Darn you, venti coffee frapaccino.
I had $41 dollars left over from my ATM withdrawal. But where to get the other five dollars and some odd cents? I dumped my penny jar, found dimes and quarters around the house in places like my laundry basket and on top of the refrigerator, but was still short.
Thank goodness, I recycle. In fact, when I come across aluminum cans in parking lots I put them in a bag in my car trunk. People toss beer cans into my yard. I add those to the bag as well. The bag wasn’t anywhere close to halfway full, but on the way to the bank this morning I stopped by the scrap yard and received $1.35 for basically collecting other people’s litter.
Once the phone and water bills clear on Monday, I’ll have a total of 91 cents still left in my checking account. The lesson: it pays to recycle. (Also: don’t put off balancing your checkbook) Next time you’re driving and see aluminum cans on the ground, remember it’s the same as spotting loose change. It adds up over time. Or, in this case, at 45 cents a pound.
I’ve needed to get some exercise. Parking my car and walking around short distances and picking up cans could be a way to burn calories and earn some quick change. If one can is worth 2 cents then on the way to the bank and back home this morning I saw at least thirty cents lying along the streets.